The data on this Web-site is for reference only and could be updated on occasion. For information, you should contact

此外，欠債人於申請過程中所花的雜費，如影印費、刊登法律通告費、郵遞及車馬費等，則屬實報實銷。最後，欠債人亦須支付法庭收費，此乃劃一收費。

如欠債人在供款期間不幸被解僱或遭減薪，只要出示有關證明文件，並獲債權人同意，就可暫時停供還款。

Bankruptcy is often a variety of insolvency that will involve making use of to the courtroom so as to apparent your debts. There's an upfront rate and you may well be required to make payments from a earnings into your individual bankruptcy for nearly 3 several years.

The results of not spending non-precedence debts are much less really serious than for precedence debts. Even with remaining significantly less severe, your creditors could nonetheless just take you to court or organize for bailiffs to go to you.

Trial application lets the person To judge the software program to 債務舒緩邊間好 get a restricted period of time. After that trial period of time (commonly fifteen to ninety days) the user can choose iva irrespective of whether to buy the software program or not. Although, most trial software items are only time-restricted some also have feature limits.

不需要。我們只有一次性的債務重組收費，客戶並不需要事前繳交任何款項。

Marketing cookies Advertising cookies are utilised to trace readers throughout Web-sites. The intention would be to Show advertisements that happen to be applicable and fascinating for the individual user and thereby a lot more worthwhile for publishers and 3rd party advertisers.

Whilst IVA payments are agreed firstly on the arrangement, they're able to go up or down In case your situation transform.

The program is frequently current to incorporate the latest motorists for ideal efficiency. It is recommended to look for updates periodically to ensure you have 債務舒緩 probably the most up-to-day drivers.

其他人士作出的任何言行及商業活動，與本協會無關，任何有關此等的投訴，引致損失，本協會亦不會處理，敬請見諒。

日常生活：破產可能對個人生活產生更大的影響，包括居住地、交通工具等方面的變化，而債務重組的影響通常較小。

If You begin to acquire funds from a pension pot When you possess the IVA, this tends to depend as money and You may have to pay it in the IVA. Your insolvency practitioner will suggest you on this.

債務重組與破產的最大分別，在於債務重組的申請者並不會有破產身分及紀錄。申請人毋須通知現職僱主、可出任公司管理層、可經營生意、可保留原有物業及銀行賬戶等等，對其工作、資產、個人名聲均較少影響。